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THE WORLD'S ONLY UNTRACEABLE BANK ACCOUNT
It may have been possible in the days of swashbuckling pirates for the individual with a
few extra bucks to hide his stash in a chest in the ground beneath a secret palm tree and
be reasonably sure that his money was sagely hidden from other pirates like tax
collectors, ex-spouses, blackmailing mistresses, suing lawyers and others whose life
ambition is to make the rich poor and themselves rich. In today's world with Switzerland
down-grading its secrecy laws and making numbered accounts history and more and more
tax havens being infiltrated by foreign governments and their tax departments snoopers, a
man's (or woman's) hard earned money is no longer his personal business. Every
government's tax-robber-barons want to know all the details so that they can extort in
many cases more than 50% of your assets into their tax coffers. Everybody today from
tax authorities to lawyers has his proverbial nose up your financial ass." They work with
the belief that they can extort gross amounts of your hard earned money because they
have the power to make the rules. And after all, the golden rule states that those who
have the gold, rule.
Authorities today look upon anyone who deals in cash, rather than "paper" -
checks, money orders and electronic transfers, etc., as a tax evader straight and simple.
Walk into most any bank today with a suitcase full of cash and immediately you are
presumed a drug dealer, pimp or tax evader. Even trying to set up a bank account with a
relatively small amount of cash can be a tricky situation. Cash, because it leaves no paper
trail is looked upon the in the banking industry with the same scorn as a virgin at an orgy
as is trying to open an account without producing high-powered ID, supplying an address
for the record and filling in a detailed questionnaire of employer, marital status, etc.
You can get around some "local" regulations by opening an account by mail in
almost any tax haven in the world without an ID. Sound peachy-cream in that you can
use any name you want but you still usually have to furnish an address. This requirement
isn't a problem to most "worldly, PT type individuals for they will usually set up a series
of "resident" addresses or confidential mailing addresses through maildrops spread
throughout the world. Still the risk of detection by some tax collecting vermin, judicial or
government authority having records of your account down the line is more than slight
unless you are very clever. How you ask, do they find you? INTERFIPOL!
Most people have heard of Interpol, the international police agency supported by
many governments, but few have heard of Interfipol, "the International Fiscal Police."
This organization is quietly starting to come into its own. If you happen to have, or
someday create, a tax problem in any OECD country, you can rest assured that you and
your money will be hunted prey. It may take some time, but your money will be taken out
of circulation.
Even keeping your money is a variety of European, Asian and/or offshore banks
(forget American banks for the IRS and others can "freeze" or impound your account
faster than a vindictive spouse can spend it" doesn't preclude the fact that you still show
up on the bank's computers as a "foreign account". With today's almost total lack of true
banking secrecy, banking authorities can be persuaded to do a little computer search and
give the records to snoops from other countries who are under the laughable impression
that the account holder would like to "donate" some of this money to help the tax coffers
overflow.
As Expat World has said in the past, "the biggest crime of all governments is
government itself." Governments, at least on this planet earth, have all the prosecutors,
police forces and jails. With all these perverse institutions on their side, the person who
sticks out his nose too far or voices his opinion too loudly to "tease" a government will
find himself, in the real world, at the mercy of Big Brother and his agents. Governments
will lie, cheat and steal to feed the vast and evil bureaucracy with the money it needs to
propagate itself or provide financing that is "needed" by "society" to do good things for
the "needy".
Unless you bury your stash as the pirates of old or use the ONE UNTRACEABLE
BANK ACCOUNT EW IS GOING TO TELL YOU ABOUT, your stash is ultimately
available to Big Brother and his henchmen.
Today, many in all societies have chosen drugs as the recreation of choice.
Governments have taken advantage of the massive amount of drug use to create a "red
herring". In using the red herring of hunting down big-time drug sellers, they have been
able to convince governmental authorities around the world to open their bank accounts
to Big Brother, when in reality, what they really want is to find all the money that they
suspect is being hidden away by the small to large account holder from their tax bite.
Armed with the bank's records they can then hunt down your money and confiscate it
under some pretense, either real or imaginary. If you can be identified as owning an
account, your money isn't safe in countries with so called "bank secrecy" laws. (The trick
is to have an account in a good bank-secrecy-law country in which no one but you has any
idea who the owner of the account is - more on that later.) If a government agency want
bad enough to know your financial position in a bank, secrecy laws in place or not,
otherwise unattainable records are provided in record time. History bears this out! Drug
money or related activities are the smoke screens that seem to be the key to opening
secret bank accounts - no matter that the closest you've got to the drug scene is watching a
Cheech and Chong movie. The prevailing theme everywhere among "Big Brothers" is
that the end justifies the means. Using drug charges is quicker than trying to go a legal
route by court orders and such since what the authorities are actually seeking to prevent is
your try at robbery-evasion, known to them as tax evasion.
BANKING AS A CONTRIVED-EARTHLING
To open a bank account you need ID. In your own country usually a drivers
license or national identity card will do. Walk into a bank abroad to open an account and
it usually can be done but you must produce your passport for ID as well as an address.
The bank photocopies the passport, records and your address before opening the account.
In some countries, and in most offshore banking centers, it is possible to open an account
by mail without any photocopy of your passport of other ID buy you still must provide an
address for bank communications. The address is the weak link if you're seeking secure
financial privacy. Some offshore centers like the Isle of Man require a reference from
another bank or two references form professional people who will swear you are who you
say you are. With any of the above options you are luring yourself into a false sense of
security or have broken more laws than one wants to in trying to preserve your right to
financial privacy.
All PT's are aware of owning a second passport to use for banking purposes
(banking passport). This passport is almost always issued in your "pen name" and
probably has a maildrop address associated with the paperwork needed to issue the
passport. If you use a legally issued 2nd passport, not a forged or stolen blank, and you
use it low profile and remain yourself low profile, you only have a very slight risk of
future ramifications. If you are going to stash away a considerable amount of your assets,
this may be the recommended way to go. You may obtain legally issued 2nd foreign
passports form a broker or directly from some governments who provide second travel
documents because of some "aid" you have provided to their pet government projects. Be
careful with brokers for 90% of them are crooks - use only recommended or successful
brokers who personally escrow the associated costs until the documents are delivered.
This passport can be used for banking purposes and used in conjunction with a daisy-
chain of banks through "Transit Accounts" to make your money and you almost
untraceable. (Transit Account - Special Report available at US $20 from Expat World.
Airmailed!)
The ins and outs of secret banking can lead to a vicious circle which eventually
leads to YOU unless you are meticulous and careful - - except for "the world's only
untraceable bank account". This untraceable account makes it possible for people with as
little as US $50 or more than US $50 million who want to keep it secret from
EVERYBODY - government snoopers, lawyers, money-grabbing ex-spouses, etc. - to
need not have the cunning of James Bond in avoiding bankruptcy or capture by Big
Brother's of this world.
THE "SPARBUCH" ACCOUNT
Surprisingly, the safest way to have a secret untraceable bank account is also the
easiest IF you have the one connection necessary. Anyone can open a "Sparbuch"
account with the right connection without showing any sort of ID whatsoever, without
giving any references or any address and without having to go through a lot of circumvent
moves. One of the least known and best guarded secrets in the International Banking
community is the Austrian "Sparbuch" account. In privacy terms it beats any back or
financial account on the planet earth. With the "Sparbuch" there is no need to create a
single individual or a string of "creative references". No need to worry about ID or
obtaining addresses in other countries. There's no toilet paper trail for any poop-smelling
G-man to follow.
The "Sparbuch" account is as old, almost, as banking itself. All German speakers
will realize it literally means "Saving Book" or more generally "Passbook". In
appearance it is not very impressive - just a folded piece of cardboard with the name of
the bank and a computer printout of the most recent transaction pertaining to the account.
OPENING AN ACCOUNT
Tremendous Advantages, Few Disadvantages
ADVANTAGES: First of all, if you're Austrian you will not need Expat World's
services because any Austrian can simply walk into any bank in Austria, deposit any
amount (by today's practices about US $50) and five minutes later walk out with a
"Sparbuch".
The "Sparbuch" account does not carry a name BUT A CHOICE may be either in
the name of an individual, a corporation, including offshore corporations or as we have
stressed, it may be in no name at all; a so called "Euberbringer" account or "bearer-
passbook". As the names implies, he who brings the books presumed to be the legal
owner. An "Euberbringer-Sparbuch" is the bank equivalent to company bearer shares. In
addition to the secrecy protection built into this no name, no nothing account, Austrian
general bank secrecy laws make Switzerland and the rest of Europe look like they are
partners with the IRS, Inland Revenue and the rest of the money stealers. With the
"Sparbuch" account, additional security is provided in keeping the wolves from you door
by having them not know what door to look for. No account statements are EVER mailed
to account owners for the bank doesn't require an address to open the account. It may
sound odd, but think of the individuals who have had their lives upset because tax
authorities, ex-spouses, police or other privacy invaders have intercepted their mail.
Instead of statements being sent to "Sparbuch" account holders, the "Sparbuch" is updated
automatically and any interest accrued added whenever the "Sparbuch" is presented at any
branch of the issuing bank.
It is unquestionably impossible to establish just who opened the "Sparbuch"
account (and who owns it) by means of checking available records - - since no
record has been created except the physical "Starbuch" itself and the account
number in the bank computer system. No forms to fill out, no ID to show, no
nothing!
To make a deposit in "Sparbuch" cash in any currency can be hand-carried to the
bank and plunked down, no questions asked. It will be converted to Austrian shillings
before being credited to your account. One can mail money orders or checks to any
branch of the relevant bank with a note to credit the "Sparbuch", account number such
and such. SWIFT electronic transfers may be made to "Sparbuch" by registered mail or
courier with and enclosed note stating that you wish to make a withdrawal and include the
"Logungswort" (the code). The bank will do so provided you pay the applicable charges
to have a check made out and mailed to you along with the "Sparbuch".
It is entirely legal to transfer a "Sparbuch" from one person to another without
giving the bank or anyone else notice about this. In certain countries it has been made a
crime by Big Brother to sell or even give away a passbook. See, Big Brother want to
collect as much data about bank account holders worldwide as possible. A "Sparbuch"
can be sent to someone through the mail to pay back a debt or left in a sealed envelope
with a will as a loophole to beating immoral probate taxes. You can even donate the
"Sparbuch" to the Save the Whales Foundation if you are so inclined.
Furthermore, the "Sparbuch" is completely safe. Even though it's not strictly
necessary a "Sparbuch" will usually be issued with a code which is needed whenever
withdrawals are made. The code is chosen by the customer himself (no 007, please!) - the
way it should be for the customer knows best what is easiest for him to remember. If the
"sparbuch" is lost, one quite simply applies to the bank, gives the name (if any) of the
account, the account number and the code - the so called "Losungswort) - and a new
"Sparbuch" is issued, usually with no charge.
When you do have an Austrian "Sparbuch" account, you have created that very
important first step towards opening bank accounts in other countries in whatever name
you wish. If for example, you want to open an account in some tax haven where you
wish to stash some of the "mother mode", quite simply write to open an account in a
name suitably different from your own and give the Austrian bank as a reference. In due
course you will have little difficulty getting international credit cards from our tax haven
bank with references from an Austrian bank where you never showed an ID at all.
An enterprising PT friend of mine let me have a peek at his Gold American
Express card made out to "Scrooge McDuckle". Needless to say, it's not advisable to use
this card in English speaking locations. If you wish to keep a good chunk of liquid funds
available that you may stash just about anywhere, or even bring with you on your travels,
the "Sparbuch" account is the perfect solution.
Another nice feature of the "Sparbuch" account is that you don't have to fear the
local authorities when crossing the border of countries that put a restriction on the amount
of money you may bring in or out with declaration or confiscation. The "Sparbuch" is not
considered cash or any other "monetary instrument". Many big-moneyed clients travel
throughout Europe on business and pleasure with one or two, five-figure "Sparbuchs" in
their possession, fully protected by "Logungswort", to meet any type of deal that may
come up. It's only a quick trip to Austria for instant untraceable cash.
A Few Disadvantages: Being a truly secret bearer passbook account, a
"Sparbuch" usually doesn't offer high interest rates - generally in the 3-5% range with
slightly higher rates for opening an account with a 12 month notice of withdrawal.
A "Sparbuch" account may only be opened in Austrian shillings which is not in
the EMS (the European Monetary Scam). This may be a blessing in disguise rather than a
slight drawback since the Austrian shilling for the past few years has been tied to the
Deutsch mark. The Austrian shilling has been almost the most stable and reliable
currency in Europe over the last two decades. In the real world, the Austrian shilling
offers a greater degree of stability than the Swiss franc.
EXPAT WORLD - - THE KEY TO YOUR "SPARBUCH"
Since the point of the exercise is to open and ensure a completely unquestionable,
secret bank account without leaving a paper trail for snoops of any persuasion to follow,
one has to take special care about exactly how a "Sparbuch" account is opened.
It is impossible to open a "Sparbuch" by mail; so someone has to physically
appear in Austria in order to open the account. Needless to say, this someone should be a
person with no link or connection to the person wanting to open the account. In fact, the
less known about the prospective "Sparbuch" owner the better for even under torture the
Austrian opening up the account for the client would have nothing to tell!
So do you have to go to Austria? Yes - and no. First off, the "Sparbuch" account
is open to everyone, but there is a slight catch. You need not be a resident of Austria to
open a "Sparbuch" account UNLESS, THAT IS, you are willing to go through the
revealing and exhausting process of producing a passport, providing an address and so
forth. Obviously this would destroy the advantage most "Sparbuch" owners are seeking.
The "Sparbuch" account is the ultimate in banking secrecy but for some reason the
Austrian authorities have kept the ultra low-profile for Austrians only. They haven't
extended this service to foreigners BUT it is possible to circumvent the "resident" bit.
It can be done the easy way with Expat World or it can be done the hard way with a
lot of cunning and a good portion of luck, having a fair knowledge of German, and
the ability to "prove" that you reside in Austria.
At EW we decided that we would try to get a "Sparbuch" the "hard way". We
thought we could finesse our way around the Austrian residency routine, us being PT's
and knowledgeable in loophole maneuvering. So we set out to do what is impossible in
any country known to us: Open a bank account in a fast, clean, efficient manner, with no
fuss and no one asking to see our passport.
In bank after bank, we were spotted as obvious foreigners and no amount of
carefully rehearsed lines in German could convince the bank tellers that there was no
reason why we should produce a passport just to open an account. To a man, almost, they
insisted that, yes, we had to do just that.
The first day and most of the second, we went to over 40 banks located on just
about every street corner in Vienna before we managed to open one measly "Sparbuch"
without having to hand over our passport. Whether we finessed the clerk with our
haggard looks after a full day of hassling with previous bank clerks, or the clerk was half
asleep, we don't really know, but we did open the account without our travel documents
but we did have to fill out a form to open the account and leave our fingerprints all over
the original. Needless to say, even if one is moderately conversive in German, if there is
any hint that he is not a resident of Austria, i.e., a foreigner, the road to opening an
account on your own is filled with frustration and complications. Although we did finally
succeed winning the battle, we were one tiny bit short of winning the war.
THE EASIEST, SAFEST WAY - THE EW WAY TO OPEN A "SPARBUCH"
Even if you could endure the time, frustration and expense, master enough
German and convince a bank clerk to do what he's really not supposed to do - THINK
ABOUT IT, if the purpose of having a "Sparbuch" is to fully and completely avoid
leaving clues that may eventually lead to yourself, including your fingerprints, why show
up at the bank in person. Bank employees have, on occasion, been known to have
frightfully good memories. SO WHY NOT CONSIDER LETTING SOMEONE ELSE
DO THE JOB - it does not have to be expensive. Time is money. Letting someone else
go through the bothersome motions makes sense in more ways than one.
Expat World has connections with a lawyer who has offered to open a "Sparbuch"
account for EW clients with no hassles whatsoever. You do not need to show any ID, no
photocopies of your passport or drivers license are needed. These "Sparbuchs" are
delivered "off the shelf" as anonymous ("Euberbringer") accounts, complete with an easy
to remember code )"Logungswort"). They come, as standard, with an opening balance of
1,000 Austrian shillings, roughly about US $100. A small service charge is incurred for
this service. There is absolutely nothing more to it than merely writing a short note
and enclosing a check, money order or cash. You will not even be asked to fill out
any forms or sign anything whatsoever - not even the modest and unthreatening
form which even Austrian residents are required to fill out!
You should feel free to order your "Sparbuch" account in any name different from
your own (after all, that's what this whole game is about) or no name at all.
Now for some really good news! The total price, including both the opening
balance (the money actually already in the account when you receive the
"Sparbuch") and all the postage and handling, plus the service of our lawyer/agent
is only US $550. Since this amount buys you an account with a balance of US $100
already in it, the "real" charge is US $450. No can you come close to opening the
account on your own for less money.
After EW receives your funds, allow 2-4 weeks for the delivery of the "Sparbuch"
which will be air mailed to you anywhere in the world. Maildrop addresses or hotel
addresses are fine places to have your new secret "bearer-passbook" received. As an
extra service, worldwide DHL courier delivery is available at an additional charge of US
$50.
Consider the alternatives. Whether or not you do it yourself or leave the job to
competent professionals, as we recommend, how often are you presented with such a
clear-cut, easy-to-use and ready-to-roll solution to true privacy in banking?
If you wish to get an Austrian "Sparbuch", please send the necessary remittance to
Expat World, Box 1341, Raffles City, Singapore 9117. Don't forget to include the
address where you want the "Sparbuch" sent. We'll do the rest. Remember we take no
prisoners and take no records!
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